Four comprehensive base covers will provide your staff members with peace of mind if ever they are hospitalised in Belgium or further afield.
With supplementary covers, you can design a bespoke plan that meets your company's specific needs. And with your choice of deductible, you can keep your budget under control.
Fun fact: no medical questionnaire will be required. Once your staff members enrol in the plan, their coverage will be effective immediately, with no waiting period to serve.
As an inpatient or a day-case admission
Hospicare covers the following expenses:
inpatient room and board in a single-occupancy room
doctors’ fees, diagnostic examinations, treatment and medication
prosthetics and orthopaedic devices:
-
if eligible for statutory Illness-Disability compensation: 100%
-
if ineligible for statutory Illness-Disability compensation: 100% up to EUR 5,000 per insured per year
home births: flat-rate compensation of EUR 620
rooming-in (room and board for one of the parents throughout their insured child’s hospital stay)
(emergency) transportation to the hospital or transfers between two hospitals
Pre-admission and post-discharge outpatient care
Medical care 1 month prior to admission and 3 months post-discharge will be covered if directly related to reason for hospital admission
This includes, for example, medication and doctors' fees (general practitioner, specialist, etc.).
TIP: your staff members can simply hand their
My Healthcare Card to the pharmacist for scanning. This way, the itemised receipts will be directly forwarded to AG.
Critical illnesses
Your staff members will be entitled to year-round coverage for medical care to treat 30 critical illnesses. Even if no hospital stay is required.
Assistance while travelling abroad
Your staff members get the same extensive coverage all over the world, whether in Belgium or further afield.
They’re also entitled to
additional assistance services including repatriation if necessary.
Looking to provide even more features and benefits? Try our additional protection and services, all based on your budget and staff member needs. It’s up to you to decide what you offer on top of the basics:
Doubling of pre-admission and post-discharge care coverage periods
You can opt to double the outpatient coverage period from one to two months before the hospital admission, and from three to six months after discharge.
Medi-Assistance
Third-party payer agreement
- The concept is simple: your staff members report the hospital admission, ideally in advance, and settles the hospital bill with the hospital directly.
Additional assistance
- Medi-Assistance also entitles them to additional services prior to admission and after discharge.
Delta
If your plan includes Delta, you'll be making your hospital plan – and your company –
an even more compelling proposition.
This is the most comprehensive version of Hospicare Flexible and comes with double the pre-admission/post-discharge coverage periods plus additional refunds.
Deductible
It's up to you to decide whether your staff members pay nothing at all or a small share towards their inpatient costs.