Hospicare Flexible hospitalisation insurance
Comprehensive protection, even outside of Belgium
Why choose an AG group hospital plan?
The beauty of Hospicare Flexible hospitalisation insurance is in its flexible design. It’s up to you to decide what’s covered, based on your budget and staff members' needs. And even the base version comes with extensive coverage.
What does your hospital plan cover?
With supplementary covers, you can design a bespoke plan that meets your company's specific needs. And with your choice of deductible, you can keep your budget under control.
As an inpatient or a day-case admission
Hospicare covers the following expenses:
inpatient room and board in a single-occupancy room
doctors’ fees, diagnostic examinations, treatment and medication
prosthetics and orthopaedic devices:
- if eligible for statutory Illness-Disability compensation: 100%
- if ineligible for statutory Illness-Disability compensation: 100% up to EUR 5,000 per insured per year
home births: flat-rate compensation of EUR 620
rooming-in (room and board for one of the parents throughout their insured child’s hospital stay)
(emergency) transportation to the hospital or transfers between two hospitals
Pre-admission and post-discharge outpatient care
Your staff members will be entitled to year-round coverage for medical care to treat 30 critical illnesses. Even if no hospital stay is required.
Assistance while travelling abroad
Your staff members get the same extensive coverage all over the world, whether in Belgium or further afield.
They’re also entitled to additional assistance services including repatriation if necessary.
Looking to provide even more features and benefits? Try our additional protection and services, all based on your budget and staff member needs. It’s up to you to decide what you offer on top of the basics:
Doubling of pre-admission and post-discharge care coverage periods
You can opt to double the outpatient coverage period from one to two months before the hospital admission, and from three to six months after discharge.
Third-party payer agreement
- The concept is simple: your staff members report the hospital admission, ideally in advance, and settles the hospital bill with the hospital directly.
- Medi-Assistance also entitles them to additional services prior to admission and after discharge.
Questions about Hospicare Flexible? Need more information? Contact us via the button below.
Top up your hospital plan
AG's outpatient care and dental care covers
When your staff members leave the company or retire, they lose the right to their corporate-sponsored hospital plan.
To neutralise the sting of higher premiums for individual hospitalisation insurance, your staff members can take out a supplementary policy that will lock in their age.
Be sure to let your staff members know about the option to take out individual continuation coverage and introduce them to the benefits of AG Care Vision.
Already familiar with our unique online tools?
These tools will save you and your staff members time and effort:
My Global Benefits: your staff member's secure, user-friendly, go-to source for information about their corporate-sponsored group insurance covers.
My Healthcare Card: with this card, your staff members' receipts for their pharmacy purchases are automatically forward to AG for a refund.
Health Care website: this is where your staff members will find all the information they need about getting their money back for an inpatient stay and other out-of-pocket expenditure. They can also use this site to report a hospital admission.
Sound like a good plan? Click below for more information or to request a non-binding quote.
Do you have a question?
Contact one of our sales managers