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AG Employee Benefits: a true total pension player

As one of only a small number of Belgian insurers, we offer you bespoke solutions in Branch 21 and in Branch 23. The two types of investment complement each other.

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Branch 21: solutions with a guaranteed return


If you are looking for a guaranteed return, Branch 21 certainly belongs in safe investment basket.


What is Branch 21?


​With Branch 21 you choose for a group insurance with guaranteed return. Find out why you can expect even a little bit more from AG. 
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Branch 21: a permanent fixture on the supplementary pen​sion market


Wim Vermeir, CIO of AG insurance, explains why investments in Branch 21 remain an attractive option, even at times of lower interest rates. And he unveils the investment strategy of AG insurance in Branch 21. 
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Branch 23: focus on solutions linked to investment funds


Branch 23 has gained in popularity in recent years. This type of investment is attractive if you want to take slightly more risk to pursue a higher return.


What is Branch 23?


Branch 23 allows you to opt for investment funds with no guaranteed return, according to an investment strategy adapted to your risk profile. There are many possibilities.  
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